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1. Merry Christmas!!!

2. I’m 110% certain I haven’t mentioned this yet on here :: but I’m a personal finance freak. Really.

I read about it almost daily, I can be caught writing my monthly budget at my desk (Sshhh), and I can tell you what my total debt is to the nearest thousand off hand. This probably makes me a nerd, but no worries, I’m not clearly my calendar to calculate my net worth or anything. I just enjoy it. Does this mean I’ve met all my financial goals?? Not HARDLY. It’s all easier said than done. And currently, I’m much better on paper than I am in real life.

But…I’ve decided that I’m going to begin integrating posts on finance as/if I see fit. Liiikeeee THIS one! *clears throat*

(I decided to take inventory of the lists in my wallet for this post. Lol, it’s serious.)

I was on BudgetsAreSexy.Com :: they posted this Free Online eBook called How We Prevent Wealth: Personal Finance Reflections. I haven’t read it yet, but after previewing the Chapters, I intend too! Thus, I’m passing it along to anyone else who may be interested…

Most of us have 2012 $$ Resolutions, so, maybe this can get someone going! I hope it’s good!

Chapter 1: I Prevent Wealth

Chapter 2: We Don’t Believe Wealth is Within Our Reach

Chapter 3: We Don’t Reflect on Where We Stand

Chapter 4: We Don’t Live on a Budget

Chapter 5: We Don’t Educate Ourselves

Chapter 6: We Set Ineffective Financial Goals

Chapter 7: We Get Caught in an Upgrade Cycle

Chapter 8: We are Impulse Spenders

Chapter 9: We are Slaves to Our Credit Cards

Chapter 10: We Change Our Cars Too Often

Chapter 11: We Think Renting is Throwing Away Money